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VA Loan Limits: No Maximum Loan Amounts in 2021
If you’re a military servicemember or veteran, you may have access to a zero-down loan with no limit, as long as you qualify for the...
Christopher Breland
Jun 23, 20218 min read


Millennial Homebuyers Aren’t Keeping Up With Older Generations: Here’s Why
Millennials make up the largest share of homebuyers — 37% — and they have since at least since 2014. Given that they’re now the largest...
Christopher Breland
Jun 22, 20215 min read


2021 Conventional Loan Limits: How Much Can You Borrow?
Buying a house can feel daunting, especially in today’s market. You have to consider your down payment, your credit score, how...
Christopher Breland
Jun 22, 20217 min read


Bill Could Make It Easier to Get a Mortgage with Student Loans
Help for FHA applicants with IBR loan payments The Federal Housing Administration (FHA) has cleared the way for prospective homebuyers...
Christopher Breland
Jun 21, 20215 min read


All-Cash Home Sales Are On The Rise. Who is Using Them and Where?
In today’s red-hot housing market, all-cash offers are becoming a common way to edge out competition from other buyers. In fact,...
Christopher Breland
Jun 21, 20213 min read


How Much Cash Do You Need For a Conventional Loan Down Payment?
A lot of first-time homebuyers think they need a 20% down payment to qualify for a conventional loan. That’s simply not true....
Christopher Breland
Jun 21, 202117 min read


Black Homeownership Rates Are Stagnant, But Help May Be On the Way
Juneteenth is a reminder that a large segment of the U.S. population got a 300-year head start. There’s few places this rings more true...
Christopher Breland
Jun 18, 20213 min read


VA Loan Closing Costs: How Much Do You Really Need to Close?
How does no money down for a home loan sound? Among the biggest perks of having a VA loan is the ability to buy a home with a 0% down...
Christopher Breland
Jun 18, 20218 min read


Everything You Need to Know About the FHA 203k Loan
What is an FHA 203k loan? Thinking about buying a fixer-upper but not sure how you’ll afford the purchase and the renovations? An FHA*...
Christopher Breland
Jun 17, 202113 min read


VA Loans Have Quietly Offered the Lowest Mortgage Rates For 7 Years
While homebuyers have been locking in historically low interest rates for over a year, most won’t — and can’t — get the lowest mortgage...
Christopher Breland
Jun 15, 20214 min read


USDA Loan vs FHA: Which Mortgage is Right for You?
Motivated to purchase a home but worried that your tight budget may limit your options? You may be a candidate for an FHA home loan or...
Christopher Breland
Jun 15, 20216 min read


Consumers: It’s a Bad Time To Buy a House… and a Worse Time To Rent
After several years of a general belief that it’s a good time to buy a home — even through a global pandemic — it seems consumers are...
Christopher Breland
Jun 14, 20213 min read


Freddie Mac BorrowSmart<sup>℠</sup> Program: Up to $2,500 in Closing Assistance
Down payment is often the largest hurdle to homeownership, especially for first-time homebuyers with little savings. But assistance from...
Christopher Breland
Jun 14, 20216 min read


USDA Loan Rates 2021: How To Improve Your Mortgage Rate
If you’ve been keeping an eye on news headlines about mortgage interest rates, you know rates tend to fluctuate with the economy. But if...
Christopher Breland
Jun 11, 20216 min read


Buyer’s Guide to USDA Loan Credit Score Requirements
The USDA home loan credit score requirement is surprisingly reasonable, especially considering that it’s a 0% down mortgage. Most lenders...
Christopher Breland
Jun 10, 20217 min read


Houses R Us? How Empty Retail Buildings Could Turn Into Housing
California is leading the way with innovative ideas that could finally alleviate the persistent housing crunch in the U.S. Necessity was...
Christopher Breland
Jun 9, 20213 min read


Heating Up: 2021 Summer Home Sales Projections
Fueled by a combination of historically low interest rates, pent-up pandemic savings, and probably a little “monkey-see-monkey-do,” the...
Christopher Breland
Jun 8, 20213 min read


Why a Reverse Mortgage Loan Should Be in Your Retirement Plan
Based on research from leading reverse mortgage professionals Harlan Accola and Dan Hultquist A couple of decades ago, reverse mortgages...
Christopher Breland
Jun 8, 202120 min read


Mixed May Jobs Report Won’t Send Mortgage Rates Soaring
The U.S. added 559,000 jobs in May, reducing the unemployment rate by 0.3 percentage points to 5.8%, according to the Bureau of Labor...
Christopher Breland
Jun 7, 20213 min read


Worried About Home Affordability? Here’s How to Cope
Buying a home these days can feel like a rigged game — one that’s getting harder and harder to play as home rise and affordability...
Christopher Breland
Jun 7, 20217 min read
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