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Top 20 Cities with Just the Right Mix of Climate and Home Affordability
Climate and weather have a sizable impact on our daily lives. It dictates what we wear, how we travel, and what activities we do. It also...
Christopher Breland
Oct 13, 20214 min read
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Suffering From Buyer Fatigue? Here’s How to Avoid Burning Out
If you’ve been in the market for a home in the last year, you know how competitive — and sometimes grueling — it is. For the past 18...
Christopher Breland
Oct 8, 20217 min read
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What is a Gift of Equity? For Some, It’s Instant Equity With No Money Down
Imagine that you’re buying a house, and before any money changes hands, you could have a down payment plus instant equity in the home....
Christopher Breland
Oct 6, 202110 min read
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Why Homeownership Holds the Key to Wealth Creation in America
There’s more than one reason that becoming a homeowner is the “American Dream.” Not only can homeownership provide stability for families...
Christopher Breland
Oct 5, 20218 min read
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How to Buy a House When You’re Single
Making one of the largest purchases in your life — your own home — is exciting and overwhelming all at once. There’s figuring out your...
Christopher Breland
Oct 4, 202117 min read
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How Much Does a Manufactured Home Cost? Look Beyond the Sticker Price
If you’re looking for an affordable pathway to homeownership, manufactured homes may have caught your attention. Manufactured home...
Christopher Breland
Sep 29, 202113 min read
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80-10-10 Piggyback Loan: Avoid PMI With Less Than 20% Down
Looking for a way to avoid private mortgage insurance on a home loan without putting 20% down? Private mortgage insurance (PMI) is great...
Christopher Breland
Sep 15, 20217 min read
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Home Loans for First Responders: How America’s Heroes Can Get a Piece of the American Dream
As the 20th anniversary of 9/11 approaches, it’s impossible not to think of the sacrifices of first responders. More than 300...
Christopher Breland
Sep 9, 20217 min read
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How First-Generation Homebuyers Can Start Building Generational Wealth Now
If you’re a first-generation homebuyer, you might feel like homeownership is too difficult to attain and not worth the trouble. But while...
Christopher Breland
Sep 3, 202119 min read
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New Credit Score Rule Will Help Dual-Income Households Buy a Home
Fannie Mae is rolling out new rules that let co-borrowers who are buying or refinancing a home together average their credit scores. In a...
Christopher Breland
Sep 2, 20213 min read
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Fannie Mae: On-Time Rent Payments Will Help Homebuyers Qualify
Getting approved for a mortgage is about to become a little easier for homebuyers with limited credit history. The Federal Housing...
Christopher Breland
Aug 12, 20212 min read
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The Basics of Buying a Second Home in Another State
How to buy a second home in another state Buying a second home in another state is quite common — especially these days, when many people...
Christopher Breland
Aug 10, 202110 min read
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Jumbo vs Conventional Loans: What’s the Difference?
There are many different loan types to choose from when you’re buying a home. The right one often depends on a number of factors, such as...
Christopher Breland
Aug 5, 202110 min read
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What Are the Different Types of Conventional Loans?
When people talk about mortgages, they’re usually referring to conventional loans. The most common type of home loan, a conventional...
Christopher Breland
Jul 29, 20219 min read
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VA Loan vs Conventional: Which Mortgage Is Right for You?
VA Loan vs conventional — how do they compare? If you’ve served in the armed forces, you may be eligible for a VA loan to help you...
Christopher Breland
Jul 23, 202113 min read
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PMI on a Conventional Loan: Your Questions Answered
Private mortgage insurance is a fact of life if you put down less than 20% on a conventional loan. Why? Because lenders take on more risk...
Christopher Breland
Jul 16, 20218 min read
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USDA Loan vs. Conventional: Which Mortgage Fits Best?
USDA loans are for low-income, rural homebuyers, right? Not necessarily. Many homes in the suburbs also qualify for USDA loans, which...
Christopher Breland
Jul 15, 20219 min read
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Conventional Loan Mortgage Rates: Are They Rising In 2021?
For generations of American adults, homebuying has been a rite of passage — albeit a costly one. Buying a home is the biggest financial...
Christopher Breland
Jul 13, 20217 min read
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Conventional 97 Loan: How to Qualify for a Low Down Payment Mortgage
Buying a home used to be a lot harder than it is now, at least when it came to saving up a down payment. But gone are the days when you...
Christopher Breland
Jul 9, 20218 min read
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Conventional Loans vs. FHA: Which Mortgage is Better?
When you wade into the homebuying pool, it can be tricky to decide which type of mortgage loan is best for you. Two of the most popular...
Christopher Breland
Jul 2, 202111 min read
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