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Top 20 Cities with Just the Right Mix of Climate and Home Affordability
Climate and weather have a sizable impact on our daily lives. It dictates what we wear, how we travel, and what activities we do. It also...
Christopher Breland
Oct 13, 20214 min read
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Suffering From Buyer Fatigue? Here’s How to Avoid Burning Out
If you’ve been in the market for a home in the last year, you know how competitive — and sometimes grueling — it is. For the past 18...
Christopher Breland
Oct 8, 20217 min read
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Why Homeownership Holds the Key to Wealth Creation in America
There’s more than one reason that becoming a homeowner is the “American Dream.” Not only can homeownership provide stability for families...
Christopher Breland
Oct 5, 20218 min read
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How to Buy a House When You’re Single
Making one of the largest purchases in your life — your own home — is exciting and overwhelming all at once. There’s figuring out your...
Christopher Breland
Oct 4, 202117 min read
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Home Loans for First Responders: How America’s Heroes Can Get a Piece of the American Dream
As the 20th anniversary of 9/11 approaches, it’s impossible not to think of the sacrifices of first responders. More than 300...
Christopher Breland
Sep 9, 20217 min read
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How First-Generation Homebuyers Can Start Building Generational Wealth Now
If you’re a first-generation homebuyer, you might feel like homeownership is too difficult to attain and not worth the trouble. But while...
Christopher Breland
Sep 3, 202119 min read
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USDA Loan Income Limits: Find Out if You Qualify
If you’re having trouble saving up a down payment to buy a home, the U.S. Department of Agriculture (USDA) might have a solution for you....
Christopher Breland
Jul 30, 20216 min read
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USDA Loan vs. Conventional: Which Mortgage Fits Best?
USDA loans are for low-income, rural homebuyers, right? Not necessarily. Many homes in the suburbs also qualify for USDA loans, which...
Christopher Breland
Jul 15, 20219 min read
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Do USDA Loans Require PMI?
Do you want to buy a home but worry about coming up with a down payment? A USDA loan can ride to the rescue, thanks to its 0% down...
Christopher Breland
Jul 6, 20216 min read
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USDA Loan Qualifications & Loan Limits 2021
The U.S. Department of Agriculture (USDA) offers a great financing option for both first-time and repeat homebuyers: a 0% down home loan....
Christopher Breland
Jul 5, 20218 min read
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USDA Loan vs FHA: Which Mortgage is Right for You?
Motivated to purchase a home but worried that your tight budget may limit your options? You may be a candidate for an FHA home loan or...
Christopher Breland
Jun 15, 20216 min read
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USDA Loan Rates 2021: How To Improve Your Mortgage Rate
If you’ve been keeping an eye on news headlines about mortgage interest rates, you know rates tend to fluctuate with the economy. But if...
Christopher Breland
Jun 11, 20216 min read
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Buyer’s Guide to USDA Loan Credit Score Requirements
The USDA home loan credit score requirement is surprisingly reasonable, especially considering that it’s a 0% down mortgage. Most lenders...
Christopher Breland
Jun 10, 20217 min read
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USDA Loan Down Payment: How to Qualify for Zero Down
One of the biggest hurdles to buying a home is saving up for a down payment. But if you’re buying in a qualifying rural or suburban area...
Christopher Breland
Jun 4, 20215 min read
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USDA Loan Limits 2021: What’s the Most You Can Borrow?
USDA loans are great mortgages if you can get them. Zero down payment, low mortgage insurance premiums, and typically lower interest...
Christopher Breland
Jun 2, 20216 min read
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USDA Loan Pros and Cons: Is This 0% Down Loan For You?
USDA loans are one of the few mortgage products that require zero down payment. And for those who qualify, that’s a huge advantage,...
Christopher Breland
Jun 1, 20217 min read
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USDA Loans: A Zero-Down Loan For The Suburbs
Who is eligible for USDA loans in 2021? When you hear the term USDA — United States Department of Agriculture — what do you think of?...
Christopher Breland
Apr 27, 202121 min read
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