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CDC Eviction Moratorium and COVID-19 Forbearance Guide: Know Your Rights and Resources
COVID-19 created deep uncertainty and anxiety for renters and homeowners alike, and that uncertainty hasn’t abated much since the start...
Christopher Breland
Sep 7, 202112 min read
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How First-Generation Homebuyers Can Start Building Generational Wealth Now
If you’re a first-generation homebuyer, you might feel like homeownership is too difficult to attain and not worth the trouble. But while...
Christopher Breland
Sep 3, 202119 min read
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New Credit Score Rule Will Help Dual-Income Households Buy a Home
Fannie Mae is rolling out new rules that let co-borrowers who are buying or refinancing a home together average their credit scores. In a...
Christopher Breland
Sep 2, 20213 min read
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Life Insurance for Homeowners: Why You Need It and How To Find the Right Plan
Buying a home can be expensive. When you take out a mortgage loan, it may take you 30 years to repay the debt via monthly mortgage...
Christopher Breland
Sep 2, 20216 min read
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One Stat from NAR Could Give You Hope as a Homebuyer
Homes that went under contract for purchase, aka “pending sales” declined again in July, further signaling a return to normal in the...
Christopher Breland
Sep 1, 20213 min read
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Here’s Why You Should Find Homeowners Insurance Early in the Homebuying Process
Purchasing a home is one of the biggest financial decisions you’ll ever make. Now imagine: What would happen if a storm, fire, or other...
Christopher Breland
Sep 1, 202110 min read
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Bidding Wars Are Cooling Off, New Data Shows
Bidding wars for homes are cooling off, according to new data from real estate broker Redfin. About 60% of Redfin’s clients faced...
Christopher Breland
Aug 31, 20213 min read
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What Is a Lender Credit? And How Do You Get One?
Every mortgage loan comes with closing costs, which can add up to thousands of dollars. This represents a significant hurdle for some...
Christopher Breland
Aug 31, 20217 min read
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Major Metros Are Swapping Families for Individuals Through Migration
The pandemic created both desire and opportunity for people to pick up and move — and that’s exactly what they’ve been doing. Early in...
Christopher Breland
Aug 30, 20212 min read
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VA Streamline Refinance: How To Save On Your VA Loan
If you’re a VA homeowner who needs a lower house payment, the VA streamline refinance program could be a solution. Compared to most other...
Christopher Breland
Aug 30, 202110 min read
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What Happens if You Break a Lease? Here’s What To Know.
If you’re currently renting instead of owning your home and need to change your living situation fast, you may be wondering, what happens...
Christopher Breland
Aug 27, 202110 min read
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Should Sellers Accept VA Offers? Yes. Here Are Five Reasons Why.
A VA home loan represents a fantastic option for eligible homebuyers. But a VA offer is sometimes frowned upon by a home seller, who may...
Christopher Breland
Aug 26, 20217 min read
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Why Homebuying in 2021 Is Different Than the Mid-2000’s
Record home price gains in 2021 have left many drawing parallels to the price run-up leading to the 2008 housing market crash. This is...
Christopher Breland
Aug 26, 20213 min read
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Credit Expert Breaks Five Homebuying Rules to Win a Bidding War
Sometimes to stand out in a crowded housing market you have to break a few homebuying rules. Beverly and Bernd Harzog nearly broke them...
Christopher Breland
Aug 25, 20215 min read
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How Much Is Mortgage Insurance — And Is It Worth It?
Homebuyers are generally required to pay mortgage insurance if they make a down payment that’s less than 20% of the home’s purchase...
Christopher Breland
Aug 25, 20219 min read
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Inventory Up, Median Price Down in July Existing Home Sales Report
The July existing home sales statistics brought welcome news for homebuyers fatigued by a record-setting summer housing market. The...
Christopher Breland
Aug 24, 20212 min read
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15 Homebuying Myths Your Parents Told You Debunked
Parents are an invaluable source of information for their children, and much of their wisdom stands the test of time. Treat others the...
Christopher Breland
Aug 24, 202114 min read
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Is Buying a House With Your Boyfriend or Girlfriend a Good Idea?
First comes love, then comes a mortgage? Tradition would probably squeeze marriage in there before homeownership. But considering that...
Christopher Breland
Aug 23, 202113 min read
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Single-Family Rent Is Skyrocketing, And it Could Be the Tip of the Iceberg
Home prices aren’t the only thing climbing in 2021. After a substantial dip early in the pandemic, single-family rent price growth is...
Christopher Breland
Aug 23, 20212 min read
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Will the Housing Market Crash in 2022?
Rising prices have been a hallmark of the pandemic-era housing market. While many homebuyers are jumping on low interest rates, others...
Christopher Breland
Aug 20, 20215 min read
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