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SECURE Notarization Act Aims To Bring Mortgage eClosing to All 50 States
During the pandemic, digital mortgage closings became a critical tool to keep homebuyers and mortgage professionals safe and the market...
Christopher Breland
Sep 21, 20213 min read
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How to Cash-Out Refinance an Investment Property — and How Much Money You Can Take Out
Home equity is sitting at all-time highs right now, and interest rates are still near historic lows. With that combination, now might be...
Christopher Breland
Sep 21, 20218 min read
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What Is a Rapid Rescore? It Could Raise Your Credit Score in Days, Not Months
If you’re in the market for a home and your credit score is lower than you thought, you might be wondering how you can raise it fast. A...
Christopher Breland
Sep 20, 202110 min read
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National Guard Home Loans: You May Qualify For 0% Down
If you serve in the National Guard, here’s some good news: You may now qualify for a 0% down VA home loan sooner than you think. That...
Christopher Breland
Sep 17, 20216 min read
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Sitting on $9.1 Trillion in Tappable Equity, Homeowners Are Cashing Out
There’s an upside to surging home prices. The average mortgage holder gained $20,000 in home equity in the second quarter of 2021 alone....
Christopher Breland
Sep 17, 20212 min read
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Buying A Second Home or Investment Property Is About to Get Easier. Here’s Why.
Buying a second home or investment property is likely to get easier and less expensive following a rule roll-back for...
Christopher Breland
Sep 16, 20212 min read
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What is an HFA loan? Your Guide to Affordable Home Loans
You’ve probably heard of FHA* loans — a government-backed mortgage often used by first-time homebuyers. But what about HFA loans, also...
Christopher Breland
Sep 16, 20218 min read
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80-10-10 Piggyback Loan: Avoid PMI With Less Than 20% Down
Looking for a way to avoid private mortgage insurance on a home loan without putting 20% down? Private mortgage insurance (PMI) is great...
Christopher Breland
Sep 15, 20217 min read
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What Inflation Near 5% Means for Mortgage Rates
A new inflation forecast from the White House may signal an upcoming rise in mortgage rates. The latest forecast from the Office of...
Christopher Breland
Sep 15, 20212 min read
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This Database Is Streamlining Home Building and Reducing Costs
The Department of Housing and Urban Development (HUD) has identified strategies to increase the nation’s housing supply and, in turn,...
Christopher Breland
Sep 14, 20212 min read
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This Database Is Streamlining Home Building and Reducing Costs
The Department of Housing and Urban Development (HUD) has identified strategies to increase the nation’s housing supply and, in turn,...
Christopher Breland
Sep 14, 20212 min read
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Your Guide to Buying a Home in Retirement
People can buy a home at any time during retirement. There are no upper age limits on who can buy a home, or how many homes you can own....
Christopher Breland
Sep 13, 202113 min read
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Younger Homeowners Are Driving the DIY Home Improvement Wave
Young couples dead-set on buying turnkey homes with no projects on HGTV’s “House Hunters” may be a little more TV than reality. A 2021...
Christopher Breland
Sep 13, 20212 min read
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‘This Is My Piece of America.’ What VA Home Loans Mean for Veterans on the Anniversary o
In the year following the Sept. 11, 2001 terrorist attacks, nearly 182,000 Americans enlisted in the armed forces, according to the...
Christopher Breland
Sep 10, 20218 min read
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What the Weak August Jobs Report Means for Homebuyers and Refinancers
The window to buy or refinance a home with an exceptionally low interest rate may stay open a little longer. An August jobs report looks...
Christopher Breland
Sep 10, 20212 min read
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Home Loans for First Responders: How America’s Heroes Can Get a Piece of the American Dream
As the 20th anniversary of 9/11 approaches, it’s impossible not to think of the sacrifices of first responders. More than 300...
Christopher Breland
Sep 9, 20217 min read
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Construction Spending is Skyrocketing, But Home Completions Are Not. Here’s Why.
Residential construction spending reached its highest level in at least 28 years in July. That would be welcome news for homebuyers...
Christopher Breland
Sep 8, 20213 min read
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Report: Consumers Expect Homebuying To Get a Little Easier
After an exhausting spring and summer, consumers seem to be more optimistic about buying a home heading into the fall. The Fannie Mae’s...
Christopher Breland
Sep 8, 20213 min read
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Marriage or Mortgage: How Do You Choose? (Or Can You Have Both?)
Earlier this year, Netflix debuted a new reality show, “Marriage or Mortgage.” The premise is that engaged couples meet with a real...
Christopher Breland
Sep 8, 20218 min read
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Rent vs Buy Calculator
What’s better for you? To buy a home or continue renting? The answer is different for everyone. It depends on factors like how long you...
Christopher Breland
Sep 7, 202114 min read
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