top of page

Search


Home Affordability Rankings Reveal the Best Kept Secret in Housing
The pandemic-driven work-from-home wave didn’t only make sweatpants and midday naps acceptable. It also presented the unique opportunity...
Christopher Breland
Jun 4, 20213 min read


USDA Loan Down Payment: How to Qualify for Zero Down
One of the biggest hurdles to buying a home is saving up for a down payment. But if you’re buying in a qualifying rural or suburban area...
Christopher Breland
Jun 4, 20215 min read


Adjustable Rate Mortgages Are Quietly Having a Moment
Ever since 30-year fixed mortgage rates fell below 3% last July, headlines have pleaded for homebuyers to take notice of these historic...
Christopher Breland
Jun 3, 20213 min read


VA Home Loan Property Requirements (MPRs): A to Z Guide
VA loans are one of the best mortgage product for homebuying, hands down. With zero-down*, no monthly mortgage insurance, and ultra-low...
Christopher Breland
Jun 3, 202113 min read


USDA Loan Limits 2021: What’s the Most You Can Borrow?
USDA loans are great mortgages if you can get them. Zero down payment, low mortgage insurance premiums, and typically lower interest...
Christopher Breland
Jun 2, 20216 min read


USDA Loan Pros and Cons: Is This 0% Down Loan For You?
USDA loans are one of the few mortgage products that require zero down payment. And for those who qualify, that’s a huge advantage,...
Christopher Breland
Jun 1, 20217 min read


Why Finding a Real Estate Agent Savvy In VA Loans Matters
In the current real estate market, houses sell in days for thousands over the asking price. And, as you may have heard, using a VA loan...
Christopher Breland
May 31, 20216 min read


Ask a Lender: What’s Your Average Mortgage Closing Time?
When you’re buying a house, timing is everything. Closing just a day late can cost you five figures of hard-earned cash. But don’t let...
Christopher Breland
May 28, 20216 min read


When To Get Preapproved for a Mortgage (Hint: Before Scrolling on Zillow)
Looking for a new home is exciting. There are so many great houses to look at and dream about owning. Who can resist browsing online...
Christopher Breland
May 27, 20218 min read


VA Home Loan Eligibility Basics: Find Out if You Qualify
If you’re a military servicemember in the market for a new home and find yourself wondering about your VA home loan eligibility, you’re...
Christopher Breland
May 26, 20216 min read


VA Home Loan Preapproval: Don’t Shop for Homes Without It
A VA loan is one of the most attractive mortgages on the market — if you qualify for it. The benefits of these loans are significant: 0%...
Christopher Breland
May 25, 20219 min read


Relocating in a Hurry? Use a VA Loan for a Second Home
Moving around is a fact of life for many military families. You get settled into one place for a few years, and then your new orders come...
Christopher Breland
May 24, 20217 min read


Who To Call First, a Mortgage Lender or a Real Estate Agent?
Pop quiz: who should you call first when you’re ready to buy a house? And no, the answer is not your mom to tell her you found your dream...
Christopher Breland
May 14, 20215 min read


10 Questions To Ask VA Home Loan Lenders Before Applying
VA loans offer significant benefits to qualified buyers, not the least of which is the 0% down payment option for servicemembers with...
Christopher Breland
May 14, 20218 min read


What Credit Score Do You Need for a VA Home Loan?
There are lots of benefits that come with VA loans, especially if you have full entitlement — no down payment, no mortgage insurance, and...
Christopher Breland
May 13, 20217 min read


FHA Loan Credit Score: Do You Qualify?
Your credit score is one of the key factors in getting a mortgage. But you can buy a house even if your score is low — especially if you...
Christopher Breland
May 12, 202110 min read


FHA Loan Down Payment: Guide to 3.5% Down Homebuying
FHA loan down payment: Fast path to homeownership There was a time when buying a home meant saving every penny until you had a 20% down...
Christopher Breland
May 11, 202113 min read


Where to Find your VA Certificate of Eligibility (COE)
Your VA COE tells lenders whether you’re eligible In the market to buy a home? VA loans provide some of the best home buying deals...
Christopher Breland
May 7, 20217 min read


Physician Loans Remove Homeownership Hurdles for Medical Professionals
Home loans tailored for the medical professional A career in medicine is about as worthy a profession as you can find. After all, what’s...
Christopher Breland
May 6, 20218 min read


How To Apply For an FHA Loan in 2021
Wondering how to buy a house with little money down? Taking time to apply for an FHA loan might just be your ticket. Backed by the...
Christopher Breland
May 6, 202113 min read
bottom of page