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Why Homebuying in 2021 Is Different Than the Mid-2000’s
Record home price gains in 2021 have left many drawing parallels to the price run-up leading to the 2008 housing market crash. This is...
Christopher Breland
Aug 26, 20213 min read


Credit Expert Breaks Five Homebuying Rules to Win a Bidding War
Sometimes to stand out in a crowded housing market you have to break a few homebuying rules. Beverly and Bernd Harzog nearly broke them...
Christopher Breland
Aug 25, 20215 min read


Inventory Up, Median Price Down in July Existing Home Sales Report
The July existing home sales statistics brought welcome news for homebuyers fatigued by a record-setting summer housing market. The...
Christopher Breland
Aug 24, 20212 min read


Single-Family Rent Is Skyrocketing, And it Could Be the Tip of the Iceberg
Home prices aren’t the only thing climbing in 2021. After a substantial dip early in the pandemic, single-family rent price growth is...
Christopher Breland
Aug 23, 20212 min read


FHFA Eyes Low-Income and Minority Housing Goals for 2022-2024
The Biden Administration is pursuing another new strategy to increase homeownership in low-income and minority communities. The Federal...
Christopher Breland
Aug 19, 20212 min read


Lumber Prices Hit a One-Year Low. Will Home Prices Drop Too?
Homebuyers are hoping that falling lumber prices will bring down home prices. They may need to curb their expectations. Random Length...
Christopher Breland
Aug 18, 20213 min read


What is the “Fed Taper” and How Will it Affect Home Buying?
The window for exceptionally low interest rates may be closing sooner than expected as Federal Reserve officials discuss reducing their...
Christopher Breland
Aug 17, 20213 min read


Uptick in FHA Loans Is an Encouraging Sign for First-Time Homebuyers
For first-time homebuyers struggling to find a foothold in the competitive housing market, there is a glimmer of hope in the recent...
Christopher Breland
Aug 15, 20212 min read


Fannie Mae: On-Time Rent Payments Will Help Homebuyers Qualify
Getting approved for a mortgage is about to become a little easier for homebuyers with limited credit history. The Federal Housing...
Christopher Breland
Aug 12, 20212 min read


Purchase Loans Surpass Refinances for the First Time in 18 Months, But That Won’t Last Long
For the first time in the pandemic-era, home purchase made up a larger share of mortgage activity than refinances. According to the...
Christopher Breland
Aug 11, 20212 min read


5 Signs the Housing Market Is Cooling to a New Normal
Homebuyers may have a little more elbow-room in the coming months as key housing indicators suggest a market cooling from white to...
Christopher Breland
Aug 10, 20213 min read


Home Appreciation is Slowest in These Metros — But the Bar Is High
In a housing market featuring double-digit annual home appreciation, it’s near impossible to find an area where home prices aren’t...
Christopher Breland
Aug 9, 20213 min read


USDA Unveils Mortgage Relief Measures with 20% Payment Reductions
USDA loan homeowners now have access to a new mortgage relief program that could reduce their monthly payments by 20%. The USDA released...
Christopher Breland
Aug 6, 20212 min read


VA Mortgage Relief: Plan to Reduce Payments by 20% or More
VA loan homeowners affected by COVID-19 now have mortgage relief options including payment reductions of 20% or more. Following an...
Christopher Breland
Aug 5, 20213 min read


FHA Enhances Mortgage Relief “Waterfall” With 25% Payment Reductions
The Federal Housing Administration (FHA) unveiled expanded recovery options for homeowners most in danger of losing their homes due to...
Christopher Breland
Aug 4, 20212 min read


Even With 0% Down, Mortgage Payments Are Cheaper Than Rent
For prospective homebuyers nervous about monthly mortgage payments, a look at recent housing data may tip the scales. According to...
Christopher Breland
Aug 3, 20213 min read


Millennials Were Already Leaving Metro Areas — COVID Just Gave Them a Push
The pandemic may have accelerated migration out of high-cost cities, but millennials sparked this trend even before “coronavirus” became...
Christopher Breland
Aug 2, 20213 min read


FHA Extends Eviction Moratorium for Foreclosed Single Family Homes
Residents occupying foreclosed or surrendered homes owned by the Federal Housing Administration (FHA) cannot be evicted when the July 31...
Christopher Breland
Jul 30, 20212 min read


Fed Cites Progress, Waiting For Stronger Jobs Numbers Before Tapering
Homebuyers can expect little change in mortgage interest rates based on the latest Federal Reserve meeting. The Federal Open Market...
Christopher Breland
Jul 29, 20212 min read


$9.2 Trillion in Senior Home Equity is the Largest Asset Pool You’ve Never Heard Of
American seniors are sitting on a massive mountain of cash. Low interest rates, rising home prices, and vanishing inventory have...
Christopher Breland
Jul 28, 20215 min read
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