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Fannie Mae: On-Time Rent Payments Will Help Homebuyers Qualify
Getting approved for a mortgage is about to become a little easier for homebuyers with limited credit history. The Federal Housing...
Christopher Breland
Aug 12, 20212 min read
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What Does It Mean When a Mortgage File “Moves to Underwriting”?
You’ve applied for a mortgage loan, gotten preapproved, and even had your offer accepted on a house — no easy feat in today’s market. Now...
Christopher Breland
Aug 10, 20217 min read
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How Long Does It Take To Buy a House?
Most people need at least a few months to buy a house. The average closing time in the U.S. is 53 days, according to Ellie Mae. But...
Christopher Breland
Aug 9, 202114 min read
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What Does a Home Warranty Cover and Is It Worth It?
As you go through the homebuying process, you learn new things about your house. Inspections reveal the good and the bad about your home,...
Christopher Breland
Aug 6, 20218 min read
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What First-Time Homebuyers Are Doing to Compete in Blazing Market
On paper, Ben and Dani Graf were about as strong as first-time homebuyers can be. After selling a condo they had inherited from a family...
Christopher Breland
Jul 22, 20215 min read
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Top 12 Low and No Down Payment Mortgages for 2021
Most people still think they need 20% down to buy a home. Nothing could be further from the truth. In fact, the average first-time...
Christopher Breland
Jul 20, 202117 min read
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Here’s What to Know About the $25,000 First-Time Homebuyer Down Payment Credit 2021
This story was updated on July 19, 2021 with the latest developments A new, massive down payment assistance program could soon become law...
Christopher Breland
Jul 19, 20217 min read
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HELPER Act 2021 Aims for Zero Down Loans for Teachers, First Responders
Proposed legislation recently introduced to the House of Representatives seeks to create a zero-down loan program for teachers, law...
Christopher Breland
Jul 14, 20213 min read
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Conventional 97 Loan: How to Qualify for a Low Down Payment Mortgage
Buying a home used to be a lot harder than it is now, at least when it came to saving up a down payment. But gone are the days when you...
Christopher Breland
Jul 9, 20218 min read
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Bill Could Make It Easier to Get a Mortgage with Student Loans
Help for FHA applicants with IBR loan payments The Federal Housing Administration (FHA) has cleared the way for prospective homebuyers...
Christopher Breland
Jun 21, 20215 min read
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Freddie Mac BorrowSmart<sup>℠</sup> Program: Up to $2,500 in Closing Assistance
Down payment is often the largest hurdle to homeownership, especially for first-time homebuyers with little savings. But assistance from...
Christopher Breland
Jun 14, 20216 min read
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Worried About Home Affordability? Here’s How to Cope
Buying a home these days can feel like a rigged game — one that’s getting harder and harder to play as home rise and affordability...
Christopher Breland
Jun 7, 20217 min read
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Ask a Lender: What’s Your Average Mortgage Closing Time?
When you’re buying a house, timing is everything. Closing just a day late can cost you five figures of hard-earned cash. But don’t let...
Christopher Breland
May 28, 20216 min read
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When To Get Preapproved for a Mortgage (Hint: Before Scrolling on Zillow)
Looking for a new home is exciting. There are so many great houses to look at and dream about owning. Who can resist browsing online...
Christopher Breland
May 27, 20218 min read
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Who To Call First, a Mortgage Lender or a Real Estate Agent?
Pop quiz: who should you call first when you’re ready to buy a house? And no, the answer is not your mom to tell her you found your dream...
Christopher Breland
May 14, 20215 min read
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Physician Loans Remove Homeownership Hurdles for Medical Professionals
Home loans tailored for the medical professional A career in medicine is about as worthy a profession as you can find. After all, what’s...
Christopher Breland
May 6, 20218 min read
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$15k First-time Homebuyer Tax Credit 2021: All Your Questions Answered
Updated April 28, 2021 This story is developing rapidly. Check back for updates. What is the First-time Homebuyer Act of 2021? This is a...
Christopher Breland
Apr 28, 20215 min read
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How To Buy a House in 11 Steps | 2021 Guide
11 steps to buying your first home Buying a house can positively change the direction of your life and create wealth and security for...
Christopher Breland
Apr 22, 202132 min read
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Fairway Advantage Pre-Approval is the Key to a New Home
Buying a house in today’s market can feel a little bit like wading into the Colosseum. It’s a fight to the finish with very few victors —...
Christopher Breland
Apr 16, 20213 min read
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